Golden hour selfie reveals relaxed beauty on the water

A beautiful young Indian woman with dark hair, glowing tanned skin, and subtle makeup (winged eyeliner, rosy blush, glossy lips), lying on her back on a blue-and-white striped beach towel on a boat deck. She is wearing a bright blue textured crochet-style bikini with thin straps. 

She is taking a selfie from above, looking directly at the camera with a relaxed, slightly seductive expression, lips slightly parted. Her right hand is raised, fingers gently touching her forehead and hair. Golden sunlight from the side creates warm highlights on her skin and soft shadows. Visible details: delicate gold necklaces (one with a small rectangular pendant), toned midriff with visible navel, natural body curves. 

Photorealistic, high detail, bright sunny day, warm golden hour lighting, sharp focus, natural skin texture, realistic fabric details on the bikini and towel, shot on a smartphone, 8k quality.